When you interact with our services, we collect different types of information to provide you with better budget analysis tools and educational content. This includes information you provide directly and data we gather automatically.

We collect personal information when you create an account, contact us for support, or participate in our learning programs. This may include your name, email address, phone number, and professional background details.

Your information helps us deliver personalized budget analysis services and improve our educational offerings. We use your data to create customized learning experiences and provide relevant financial insights.

We also use your information to communicate with you about updates, new features, and educational opportunities that match your interests and professional development goals.

We don't sell your personal information to third parties. We may share your data with trusted service providers who help us deliver our services, but only under strict confidentiality agreements.

In certain circumstances, we may be required to disclose information to comply with legal obligations or protect our rights and the safety of our users. We will always try to notify you when legally permitted.

We keep your personal information only as long as necessary to provide our services and comply with legal requirements. Account data is typically retained for the duration of your active use plus additional time as required by Vietnamese data protection laws.

When you request account deletion, we remove your personal information within 30 days, except for data we're legally required to retain for tax, legal, or regulatory purposes.

Our primary data processing occurs within Vietnam, but we may transfer data to other countries for specific services like cloud hosting or payment processing. When we do this, we ensure appropriate safeguards are in place.

We work with service providers who meet international data protection standards and have implemented adequate protection measures for cross-border data transfers.

We use cookies and similar technologies to improve your experience on our website. These help us remember your preferences, analyze site usage, and provide personalized content.

You can control cookie settings through your browser preferences. However, disabling certain cookies may affect the functionality of our services.

We may update this privacy policy periodically to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you through email or a prominent notice on our website.

We encourage you to review this policy regularly to stay informed about how we protect your information. The date at the top of this policy indicates when it was last updated.